Free, no obligation
No More Credit Card Processing Fees
Keep 100% of every sale with a compliant cash discount or dual pricing program. Answer a few quick questions to see if your business qualifies.
- Takes about 60 seconds
- Free, no obligation
- Compliant with card brand rules
- Free terminal options available
With a cash discount or dual pricing program, the card processing cost is shown to customers who pay by card and avoided by customers who pay cash. Availability and rules vary by state and business type.
$0 processing fees
Cash discount / dual pricing
Credit Card Processing Co. is a free, independent quote service. Tell us about your business once and we connect you with partner payment-processing providers who compete to lower your fees, set up a POS, or open a merchant account. We don't process payments ourselves.
How does it work?
1. Answer a few questions
Your business type, how you take payments and roughly what you process each month.
2. See if you qualify
We match you with partner providers that offer zero-fee cash discount, dual pricing and low-rate programs.
3. Stop paying fees
Compare your options and switch only if it's a better deal. No obligation.
How zero-fee processing works
A $100.00 sale, two clearly displayed prices. In this example, the card price covers the processing cost.
Card price
$104.00
Your business keeps
$100.00
Cash price
$100.00
Your business keeps
$100.00
Illustrative example, not a guaranteed rate or surcharge recommendation. Other program, equipment or monthly fees may apply; a provider will confirm pricing and applicable rules.
A cash discount reduces the posted price for cash, dual pricing displays both cash and card prices, and surcharging adds a separate fee to eligible credit-card payments under different rules.
Learn about cash discount & surchargingWhat can we help you with?
Lower processing rates
Compare interchange-plus and flat-rate offers to cut what you pay per sale.
POS systems
Find a point-of-sale system built for how you sell, without overpriced leases.
New merchant accounts
Starting out? Get set up to accept cards in person and online.
Cash discount & surcharging
Offset card fees with a compliant cash discount or surcharge program.
High-risk accounts
Specialized providers for CBD, vape, travel, subscriptions and more.
Ecommerce payments
Gateways, merchant accounts and fraud tools for online stores.
How much could you save?
Enter your monthly volume and current fees to see an estimated savings range with interchange-plus or a cash discount program.
Which industries do we cover?
Learn before you switch
Frequently asked questions
Is Credit Card Processing Co. a payment processor?
No. We're an independent comparison and quote service. We connect businesses with partner payment-processing providers through our marketplace partner, MerchantCardLeads. We don't process payments ourselves.
Is the quote really free?
Yes. Requesting a quote is free and there's no obligation to switch. We're paid by partner providers who receive quote requests, not by you. See How We Make Money.
Who will contact me after I request a quote?
MerchantCardLeads and its partner payment-processing providers who can help with your request may contact you by phone, text or email.
How much can I save on credit card processing?
It depends on your current pricing, volume and card mix. Businesses on tiered or flat-rate pricing with steady volume often have the most room to save. Use our savings calculator for an estimate.
Will switching processors interrupt my business?
A planned switch usually takes a few days to two weeks. Providers can help you plan around your current contract and equipment.
Can I get approved if I'm a startup or high-risk business?
Often yes. Partner providers work with new businesses and many high-risk industries, though terms vary.
Ready to see what you could save?
Free, no obligation. Compare multiple providers. Takes about 60 seconds.